6 Ways to Use M-Pesa Paybill and Till Numbers for Craft Sales

6 Ways to Use M-Pesa Paybill and Till Numbers for Craft Sales

6 Ways to Use M-Pesa Paybill and Till Numbers for Craft Sales

If you’re a craft seller in Kenya, using M-Pesa Paybill and Till numbers is a smart way to manage payments professionally and build customer trust. Whether you’re selling online or in-person, these tools can streamline your transactions and boost your brand.

Here are 6 effective ways to use Paybill and Till numbers to grow your craft business:

1. Separate Business and Personal Transactions

Why it matters: Mixing personal and business money makes it hard to track profits and manage your finances.

How to do it:

• Use a Buy Goods Till or Paybill number registered under your business name.

• Customers pay directly to your business account, not your personal line.

✅ Bonus: You’ll build a transaction history, which helps with loan eligibility later.

2. Accept Payments Without Sharing Your Phone Number

Why it matters: For privacy and professionalism, you don’t want to give out your personal number to every buyer.

How to do it:

• Display your Till or Paybill number on packaging, social media, receipts, and business cards.

• Customers just need the number and business name to pay.

✅ This builds trust, especially for online orders or first-time buyers.

3. Track Sales More Easily

Why it matters: You need clear records for budgeting, stock planning, or applying for loans.

How to do it:

• Use M-Pesa Business App or Safaricom portal to view or export detailed transaction reports.

• Track daily, weekly, or monthly income with accurate records.

✅ No more guessing or digging through mixed SMS messages!

4. Improve Your Professional Image

Why it matters: Customers are more likely to trust and buy from a business that looks organized and official.

How to do it:

• Use a Lipa na M-Pesa sign at your shop, booth, or market stall.

• Mention your Paybill or Till number on your WhatsApp Business profile and social pages.

✅ Looks more legit than “Send money to 07xx…”

5. Offer Multiple Payment Channels

Why it matters: Different customers have different preferences. Some may want to pay via Paybill, others via Buy Goods.

How to do it:

• Choose the method that suits your business:

  • Till Number (Buy Goods): Good for fast retail-like sales.

  • Paybill: Best for businesses that need to capture account numbers (like customer names or order numbers).

✅ Use Paybill if you want to track who paid what for which product.

6. Apply for Business Credit or Growth Services

Why it matters: As your business grows, you may need a loan for raw materials, tools, or a bigger workspace.

How to do it:

• Use your Paybill or Till for at least 3–6 months regularly.

• Apply for a loan through M-Pesa Business App or Safaricom’s Pochi la Biashara.

✅ Safaricom uses your transaction history to assess loan limits—no paperwork needed.

Setting up a Paybill or Till number takes your craft business from informal hustle to a structured enterprise. It makes payments easier for customers, helps you stay organized, and positions you for long-term growth.